|
S.N. |
Deposit
Type |
Quarterly Payment |
Annual Payment |
|
1 |
3 Months Fixed Deposit |
6.00% |
|
|
2 |
6 Months Fixed Deposit |
7.00% |
|
|
3 |
1 Year Fixed Deposit |
7.75% |
8.00% |
|
4 |
2 Years Fixed Deposit* |
8.00% |
8.25% |
|
5 |
3 Years* |
8.25% |
8.50% |
|
6 |
4 & 5 Years* |
8.50% |
8.75% |
| 7 |
6 Years* |
mutual understanding |
*Note
Special scheme for FD: For fixed deposits of more than 1 yr., for every Rs.
1 lakh, Dashain expense at the rate of Rs. 500 will be given 15 days prior
to Dashain festival.
|
S.N. |
Deposit
Type |
Minimum Balance (Rs.) |
Annual
Interest Rate |
|
1 |
Narayani Saving |
25000 |
7.50% (monthly minimum balance) |
|
2 |
Special Saving |
25000 |
6.25% to 7.25% (daily balance) |
|
3 |
Shareholder's Saving |
0 |
7.00% (daily balance) |
|
4 |
Women, Children and Elderly Citizen Saving |
200 |
6.75% (daily balance) |
|
5 |
Sajilo Sulav Saving |
500 |
6.25% (daily balance) |
|
6 |
Subha Laxmi Saving * |
200 |
6.50% (daily balance) |
|
7 |
General Saving |
200 |
4.75% (daily balance) |
|
8 |
Easy Saving Deposit |
2000 |
3% (daily balance) |
|
9 |
Special Recurring (PF) |
- |
7.50% (daily balance) |
*Note : Subha Laxmi
Saving is only for Hakim chowk, Bharatpur and Tandi Branches. The account having
less than the required minimum balance will not be given any interest.
Loan Interest Rate:
For all types of loan annual loan interest rate will range from 13.50% to
15.00% on the basis of the loan amount as follows:
|
S.N. |
LoanType |
Annual
Interest Rate |
|
1 |
For Loans up to Rs. 50 lakhs |
15.00% |
|
2 |
For Loans up to Rs. 1 crore |
14.50% |
|
3 |
For Loans above Rs. 1 crore |
13.50% |
Note: " For Annual loan
interest rate"
 | For the clients
who pay their installments on time (within 7 days of interest
charged), there will be rebate facilities of 1% on interest rate.
|
| 
