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Deposit Schemes Available are as follows:
Ø Fixed Deposit§ 3 months to 6 year FD § Attractive interest rate according to the time period ( Ref Interest Rate) § Interest can be withdrawn quarterly, yearly or after maturity. § More interest rate according to the interest withdrawal time. § Interest can be withdrawn in advance, deducting certain margin. § Loan can be taken up to 90% against the fixed deposit.
Ø Saving Deposit1) "Mahila, Balbalika Tatha Jestha Nagarik" Saving Account § This Saving Account is mainly focused for the women, children (below 16) and elderly citizens (above 58). § This account could be opened with minimum of Rs. 200. § The minimum balance in this account is Rs. 200. § Interest @ 5.5% and calculated on the daily balance. § Cash can be withdrawn up to Rs. 1 lakhs on one day. § Free counter cheque will be provided having the balance less than Rs. 2000. § Other rules are as in general saving accounts.
2) Shareholder's Saving Account § This Saving Account is mainly focused for the shareholders of Narayani Finance. § This account could be opened with balance. § Interest @ 5.5% and calculated on the daily balance. § Cash can be withdrawn up to Rs. 1 lakhs on one day. § Dividend will be directly transferred to the concerned shareholders' account. § Other rules are as in general saving accounts.
3) Narayani Saving Account § This Saving Account could be opened with minimum of Rs. 50,000. § Interest @ 6%. Interest calculated on the monthly minimum balance. § Cash can be withdrawn up to Rs. 10 lakhs on one day. § In the end of Poush and Ashad, interest will be capitalized getting interest on interest.
4) Special Saving Account § This Saving Account could be opened with minimum of Rs. 50,000. § Interest @ 5.5% and calculated on the daily balance. § Cash can be withdrawn up to Rs. 5 lakhs on one day. § In the end of Poush and Ashad, interest will be capitalized getting interest on interest.
5) General Saving Account § Saving Accounts could be opened with minimum of Rs. 2000. § Interest calculated on the daily balance. § Cash can be withdrawn up to Rs. 2 lakhs on one day. § In the end of Poush and Ashad, interest will be capitalized getting interest on interest. § Attractive/higher interest rate compared to Bank's saving accounts.
6) Easy Saving Account § This Saving Accounts could be opened with minimum of Rs. 2000. § Interest calculated on the daily balance. § All the balance leaving the minimum balance can be withdrawn on one day. § In the end of Poush and Ashad, interest will be capitalized getting interest on interest.
Ø Special Recurring (Provident Fund)§ Provident fund of the staffs of the organizations will be collected in this scheme giving attractive compound interest rate. § Staffs can take loan up to 75% against this provident fund. § Remove the headache of maintaining the account of each staff PF, deducting the required amount.
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Send mail to nafil@wlink.com.np with
questions or comments about NAFIL.
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