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    NARAYANI FINANCE LIMITED (Bittiya Sanstha)

"YOUR PROSPERITY IS OUR ACHIEVEMENT"

Deposits
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Deposit Schemes Available are as follows:

bulletFixed Deposit
bulletSaving Deposit  New Schemes
bulletSpecial Recurring Deposit (Provident Fund)

Ø      Fixed Deposit

§         3 months to 6 year FD

§         Attractive interest rate according to the time period ( Ref Interest Rate)

§         Interest can be withdrawn quarterly, yearly or after maturity.

§         More interest rate according to the interest withdrawal time.

§         Interest can be withdrawn in advance, deducting certain margin.

§         Loan can be taken up to 90% against the fixed deposit.  

Ø      Saving Deposit

1) "Mahila, Balbalika Tatha Jestha Nagarik" Saving Account New Schemes

§         This Saving Account is mainly focused for the women, children (below 16) and elderly citizens (above 58).

§         This account could be opened with minimum of Rs. 200.

§         The minimum balance in this account is Rs. 200.

§         Interest @ 5.5% and calculated on the daily balance.

§         Cash can be withdrawn up to Rs. 1 lakhs on one day.

§         Free counter cheque will be provided having the balance less than Rs. 2000.

§         Other rules are as in general saving accounts. 

 

2) Shareholder's Saving Account   New Schemes

§         This Saving Account is mainly focused for the shareholders of Narayani Finance.

§         This account could be opened with Zero balance.

§         Interest @ 5.5% and calculated on the daily balance.

§         Cash can be withdrawn up to Rs. 1 lakhs on one day.

§         Dividend  will be directly transferred to the concerned shareholders' account.

§         Other rules are as in general saving accounts. 

 

3) Narayani Saving Account

§         This Saving Account could be opened with minimum of Rs. 50,000.

§         Interest @ 6%Interest calculated on the monthly minimum balance.

§         Cash can be withdrawn up to Rs. 10 lakhs on one day.

§         In the end of Poush and Ashad, interest will be capitalized getting interest on interest.

 

4) Special Saving Account

§         This Saving Account could be opened with minimum of Rs. 50,000.

§         Interest @ 5.5% and calculated on the daily balance.

§         Cash can be withdrawn up to Rs. 5 lakhs on one day.

§         In the end of Poush and Ashad, interest will be capitalized getting interest on interest.

 

5) General Saving Account

§         Saving Accounts could be opened with minimum of Rs. 2000.

§         Interest calculated on the daily balance.

§         Cash can be withdrawn up to Rs. 2 lakhs on one day.

§         In the end of Poush and Ashad, interest will be capitalized getting interest on interest.

§         Attractive/higher interest rate compared to Bank's saving accounts. 

 

6) Easy Saving Account

§         This Saving Accounts could be opened with minimum of Rs. 2000.

§         Interest calculated on the daily balance.

§         All the balance leaving the minimum balance can be withdrawn on one day.

§         In the end of Poush and Ashad, interest will be capitalized getting interest on interest.

Ø      Special Recurring (Provident Fund)

§    Provident fund of the staffs of the organizations will be collected in this scheme giving attractive compound interest rate.

§      Staffs can take loan up to 75% against this provident fund.

§      Remove the headache of maintaining the account of each staff PF, deducting the required amount.

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Last modified: 09/11/08 >>>Designed by: NAFIL Staffs